Get to know our talented team.
About My House Umbria
Meet our team
We like to think of ourselves as a small but mighty Team, who are decided to grow our business solely from client satisfaction while respecting the beautiful, one-of-a-kind, Umbria, located in the heart of Italy.
We are pleased to introduce ourselves, My House Umbria founders and members.
Viliam Peruzzi
Alessio Peruzzi
Sandro Di Mattia
Atlas Antonini
Frequently Asked Questions
Citizens of EU countries or EFTA member states, as well as stateless persons who have been residing in Italy for more than three years, have no restrictions on purchasing property.
Other foreigners, if they are legally residing in Italy with their families or have been stateless for less than three years, are required to have a valid residence permit or residence card.
For foreigners who are not legally residing, there must be an international agreement that allows it, or the so-called condition of reciprocity must exist, meaning that an Italian citizen must also be allowed to purchase property in the foreigner’s home country.
To purchase a property in Italy, any foreigner must have a passport and an Italian tax code, which is issued upon request by the Agenzia delle Entrate (Revenue Agency). The application for obtaining the tax code can also be submitted by an appointed professional, and the code is issued in a short time. It is advisable to open an Italian bank account for transferring the funds needed to pay the agreed-upon amount, as well as the expenses related to the transaction and taxes.
Foreigners purchasing a house in Italy must follow the three phases of property acquisition in Italy:
Purchase Proposal: An irrevocable offer that includes the main terms of the transaction, such as the details of the parties involved, the specifics of the property being sold, and the agreed-upon amount.
Preliminary Sales Contract: A written agreement drafted once the proposal is accepted, which includes the payment of a deposit (caparra confirmatoria) along with other conditions for the purchase.
Deed of Sale Registration: The registration in the notarial records of the notarial deed that formalizes the transfer of ownership.
Even if the buyer of a house is a foreigner, they must pay the taxes and fees associated with the property purchase in Italy, particularly registration, mortgage, and cadastral taxes.
However, foreigners can also take advantage of the benefits for purchasing a home if they meet the requirements set by Italian law, specifically those that define a primary residence as a non-luxury property located in the municipality where the buyer resides or will reside within 18 months. Additionally, the buyer must not own other properties, even partially or as a bare ownership. Specifically:
Purchase of a first home from a private individual, a non-construction company, or a construction company more than four years after completion: 2% registration tax on the cadastral value of the property and fixed mortgage and cadastral taxes of €50 each.
Purchase from a construction company within four years of completion: 4% VAT, and fixed registration, mortgage, and cadastral taxes of €200 each.
If the property is a luxury home and does not qualify as a “first home,” a fixed registration, cadastral, and mortgage tax is required if the transaction is subject to VAT, or a proportional 9% tax if VAT-exempt.
As soon as we receive the contact request, we will respond immediately. Our goal is to schedule a phone or video call appointment to better understand the client’s needs